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How To Apply For A Georgia Insurance License

By Marie Thompson


Once you join the job market, you might discover that you are a people person, and therefore, suited for a career in sales and marketing. One avenue you can choose to pursue is working as an insurance broker or agent. In case you start selling premiums and getting commissions for them, then you will need to get a Georgia insurance license, to ensure you do not get in trouble with the law.

When applying for this document, there are some procedures you will need to follow. Before you even consider filling in any application forms, you need to take pre-licensing classes. Various certified institutions offer these, and can even be made online. The number of hours required will depend on the type of insurance cover you will be selling.

To be sure that the people working in this business are upright individuals, the government requires that candidates get fingerprinted, which will be accompanied by a background check. This step might look inconvenient, but as long as you do have a criminal record, then you do not need to be worried.

Once you are finished with these two stages, then you can start making reservations for your exam. The review offers multiple choice answers and covers various things from the laws of the state to general insurance practices. You can book your exam either online, in person or over the phone. Apart from just studying for the test, you required to have with you two sets of documentation, which clearly show your signature and a photo.

The payment for this examination is never made in cash. There is the option of paying via your credit or debit card, and in this case, you should pay it two days before the exam date. If you prefer to pay via electronic check, then this will have to be five days before your test. The fees for these classes will vary depending on the institution, but those for the exam are standardized across the state.

Individuals with scores above seventy are considered to have passed the exams and can proceed to apply for their licenses. These applications are made online, and the documents are also sent back to the applicants in an electronic format. From here, you can decide whether to print it or just leave it on your computer. At this point, you will need to pay filing fees, which can be anything between two hundred and six hundred dollars.

Even after you get the certification, you should renew it every year. If you do not do this, it will expire, and you may have to reapply to continue working legitimately. The process of applying will defer, depending on how long ago the license expired. If this happened over two years ago, you have to renew it in person. If it were less than that, you would be required do it online.

When doing going through this process for the first time, it is advisable to ask for help from someone with experience. This way, even if the steps are straightforward, you are less likely to get confused and mess up. They will also inform you of the additional classes you should take, and where you can do this.




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